Financial Diagnostic
A structured review of the past 12 months to identify margin leakage, cash-flow pressure and the decisions that need attention first.
€199, including Spanish VATView serviceOutsourced financial control for SMEs
Your bank balance doesn’t tell the whole story.
Turn the data you already have into a clear view of true profitability, future cash flow and the decisions your business can afford to make.
CCA®Led by a Chartered Controller AnalystComplements your accounting firmOne-page reportDecisions, not jargon
Illustrative example · simulated data
Monthly summaryJune 2026
Stable cash positionActual profit€8,420+12.4% month on month
Cash in 90 days€34,800
Break-even point€47,200
Recommended action
Defer the new hire until September and ring-fence €18,000 for Spanish VAT and working capital.
Data is not the problem
Your company already produces numbers. The challenge is knowing what to do with them.
01
Revenue is growing, but it is unclear whether profit is keeping pace.
02
Cash moves in and out without a clear explanation of why.
03
You cannot see which products, services or customers are genuinely profitable.
04
Hiring and investment decisions are made without a clear view of their cash impact.
What JVT Finance & Controlling does
Financial insight that turns business data into better decisions.
We work with the information already available from your accountant or tax adviser, bookkeeping records, ERP and internal systems. By bringing these sources together, we can explain profitability, forecast cash flow and assess the financial impact of key decisions.
JVT Finance & Controlling complements your existing accounting and tax advisers. We add a management perspective: a joined-up view of performance, what lies ahead and the choices available to the business.
Explore the role of an outsourced financial controllerServices
The financial control your business needs, without the cost of building an in-house finance team.
We start with the questions management needs to answer, then focus on the information and indicators that support those decisions.
Monthly Financial Control
A clear view of actual performance, cash-flow forecasts and variances, distilled into three priority actions and a one-page report.
From €200/month, including Spanish VATView serviceOutsourced Financial Controller
Budgeting, profitability by business line, scenario modelling and regular management support for businesses that need deeper financial insight.
From €400/month, including Spanish VATView serviceOutsourced CFO Support
Broader financial guidance for strategic decisions, planning, financing and sustainable growth.
Tailored proposalView serviceAll published prices include Spanish VAT. Services cannot be purchased or paid for through this website. Following the free initial consultation, scope and pricing are agreed according to the volume and quality of the available data and the complexity of the business.
Beyond statutory accounting
Different roles, working from the same financial foundations.
Service
Focus
Scope
Time horizon
Accountant & tax adviser
Compliance
Tax, payroll and statutory accounting
Reports on what has happened
JVT Finance & Controlling
Management decisions
Profitability, cash flow, costs and scenarios
Looks ahead to what may happen
How it works
From fragmented data to focused decisions.
Understand the business
We look at how the business sells, collects cash, purchases and makes decisions, rather than starting with a generic dashboard.
Bring the numbers together
We work with the information the business already produces and identify any gaps that matter.
Interpret and prioritise
You receive a clear report, a review meeting and three priority actions, each with a responsible owner and deadline.
Track progress
Each month, we review what has changed and refresh the forecast.
Illustrative case · fictional data
Revenue was rising, but cash was falling.
An installation business increased revenue by 18%, yet its cash position continued to deteriorate. The analysis highlighted three causes: slow customer payments, purchasing costs not yet reflected in billing and two types of project delivering insufficient margins.
- +4.2 percentage points potential margin improvement from revised pricing
- 21-day reduction in the forecast collection period
- €32,000 of future cash-flow pressure identified in advance
The question that changed the analysis
“Which jobs generate revenue, and which ones actually generate profit?”
Professional oversight
Sound financial analysis requires rigour, judgement and accountability.
The credential reflects the training of the professional responsible for the service. JVT Finance & Controlling remains an independent practice with its own methodology.
Service lead
Chartered Controller Analyst CCA® — Professional Certificate
Certified in management control by the Global Chartered Controller Institute (GCCI). The CCA® certification comprises three assessment levels, adherence to a code of ethics and ongoing professional development.
View the GCCI certification
The credential is held by the professional leading the service. It does not mean that GCCI certifies or guarantees JVT Finance & Controlling services or outcomes.
Frequently asked questions
Before getting started.
Does this replace my accountant?+
No. Your accountant and tax adviser continue to handle statutory accounting and tax compliance. We use that information to analyse profitability, cash flow and management decisions.
Does my data need to be perfectly organised?+
No. We begin by assessing data quality. If substantial preparation is needed, that work will be scoped and priced separately.
Which businesses are the best fit?+
SMEs with teams, significant cost structures or several business lines that need more insight than a bank balance alone can provide.
Do you guarantee savings or profit improvements?+
No. We provide a professional analysis and follow-up process. Decisions and outcomes also depend on business execution.
Which services are outside JVT's scope?+
JVT does not maintain statutory accounts, file tax returns, run payroll, conduct audits, provide legal or investment advice, or offer other regulated financial services.
Is this software or an internal finance department?+
No. It is a flexible outsourced professional service. Technology may support the work, but the value lies in analysis, interpretation and decision follow-up.
Can I purchase or pay for a service on this website?+
No. The website explains the offering and enables an initial commercial conversation. Any engagement is formalised separately after the relevant tax, contractual and professional requirements have been met.
Free 30-minute initial consultation
What financial question does your business need to answer?
We will discuss the context, assess whether JVT is the right fit and explain what information would be needed. There is no obligation, and we will not ask you to share financial documents or sensitive data at this stage.
Open Gmail, use your preferred email application or copy the address. Nothing is sent automatically. Any details you provide will be used only to respond to your enquiry. See our Privacy Policy.JVT Finance & Controlling
Outsourced financial control for SMEs, turning financial information into practical management insight.
Privacy
Details provided when you contact us are used only to respond to your enquiry and, where relevant, manage the professional relationship. See the Privacy Policy.
Cookies
This website uses only the technical technologies required for its operation and security. See the Cookie Policy.